Insurance & Fees

Thrivewell Health is committed to making mental health care as accessible and transparent as possible. Insurance participation may vary by state, provider, and individual health plan.

Please review the information below for the state where you will be physically located at the time of your telehealth appointment.

Insurance Coverage

Thrivewell Health participates with select insurance plans. Coverage, copayments, deductibles, prior authorization requirements, and other benefits vary by individual policy.

Participation with an insurance company does not guarantee that your specific plan or service is covered. We encourage clients to verify behavioral health benefits directly with their insurance carrier before beginning services.

Then underneath, create separate headings for each state you want represented, for example:

nsurance & Fees

Insurance

Thrivewell Health participates with a variety of commercial, employer-sponsored, Medicare Advantage, and behavioral health plans. Insurance participation varies by state, plan, and benefit design.

Please select the state where you will be physically located at the time of your appointment to review currently accepted plans.

Maryland

Currently accepted insurance plans include:

  • Aetna Commercial Plans

  • Aetna Employee Assistance Program (EAP)

  • CareFirst BlueCross BlueShield

  • CareFirst BlueChoice

  • CareFirst Administrators

  • CareFirst Federal Employee Health Benefits

  • CareFirst Employer Health Plan

  • CareFirst Group Medicare Advantage

  • Cigna / Evernorth Behavioral Health

  • Johns Hopkins Employer Health Programs (EHP)

  • Johns Hopkins US Family Health Plan (USFHP)

  • Johns Hopkins Medicare Advantage / Hopkins Health Advantage

  • UnitedHealthcare / Optum Behavioral Health

  • VA Community Care Network (VA CCN)

District of Columbia

Currently accepted insurance plans include:

  • Aetna Commercial Plans

  • Aetna Employee Assistance Program (EAP)

  • CareFirst BlueCross BlueShield

  • CareFirst BlueChoice

  • CareFirst Administrators

  • CareFirst Federal Employee Health Benefits

  • CareFirst Employer Health Plan

  • CareFirst Group Medicare Advantage

  • Cigna / Evernorth Behavioral Health

  • Johns Hopkins Employer Health Programs (EHP)

  • Johns Hopkins US Family Health Plan (USFHP)

  • Johns Hopkins Medicare Advantage / Hopkins Health Advantage

  • UnitedHealthcare / Optum Behavioral Health

  • VA Community Care Network (VA CCN)

Delaware

Currently accepted insurance plans include:

  • Aetna Commercial Plans

  • Aetna Employee Assistance Program (EAP)

  • CareFirst BlueCross BlueShield

  • CareFirst BlueChoice

  • CareFirst Administrators

  • CareFirst Federal Employee Health Benefits

  • CareFirst Employer Health Plan

  • CareFirst Group Medicare Advantage

  • Cigna / Evernorth Behavioral Health

  • UnitedHealthcare / Optum Behavioral Health

  • VA Community Care Network (VA CCN)

Florida

Currently accepted insurance plans include:

  • Aetna Commercial Plans

  • Aetna Employee Assistance Program (EAP)

  • CareFirst BlueCross BlueShield

  • CareFirst BlueChoice

  • CareFirst Administrators

  • CareFirst Federal Employee Health Benefits

  • CareFirst Employer Health Plan

  • CareFirst Group Medicare Advantage

  • Cigna / Evernorth Behavioral Health

  • UnitedHealthcare / Optum Behavioral Health

  • VA Community Care Network (VA CCN)

Before Scheduling

Insurance participation does not guarantee coverage for a particular service. Benefits, copayments, deductibles, coinsurance, referral requirements, and authorization requirements vary by individual plan.

We recommend contacting your insurance company before your first appointment to confirm:

  • Thrivewell Health is in network under your specific plan

  • Your behavioral health and telehealth benefits

  • Your expected copayment, deductible, or coinsurance

  • Whether prior authorization or a referral is required

  • Whether the service you are seeking is covered

Your insurance company makes the final determination regarding eligibility, benefits, and payment.

Don’t See Your Plan?

If your insurance plan is not listed above, you may still have out-of-network benefits or self-pay options available.

Contact Thrivewell Health if you have questions about insurance participation before beginning the new-client process.